A budget is one of the important items each family and individual needs, especially in a down economy. The author guides you on how to prepare and create a monthly budget. You'll learn what essential and non-essential items are, and learn how to cut back non-essential items to comfortably live within your monthly income bracket each month. With downsizing and job layoffs, each individual should have a handle on what is going out of the bank account each month. Once you have a handle on your spending, you can curtail any unnecessary expenses, live within your means, and prevent any future financial troubles before they occur.Besides credit cards, families may also have department store cards, lines of credit at your bank, personal loans, and home ... Alwaysask questions and calculate the fees to refinance compared to paying off your mortgage atthe current rate.
Title | : | How To Create A Budget |
Author | : | K. Ryan |
Publisher | : | K. Ryan - |
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